Retirement refers to the withdrawal from one's position or occupation or from one's active working life. One can achieve retirement when you have sources of income that do not have to be earned by working. As retirement and financial independence come in pair, both are achieved through savings and investment income, an increasing number of individuals are choosing to put off this point of total retirement, by selecting to exist in the emerging state of pre-tirement. It's important to understand the difference between retirement planning, financial planning, and investment advice.


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Saving For Retirement

  • Some estimate that you'll need 80% of your current income during retirement
  • Some estimate that you can use 4% of your savings each year in retirement (without going broke)