Kristy Shen is a world-traveling early retiree. She used to live in one of the most prestigious cities in Canada, but instead of drowning in debt, Shen rejected home ownership. What resulted was a 7-figure portfolio, which has allowed her to retire early and travel the world. She retired with a million dollars at the age of thirty-one, and she did it without hitting a home run on the stock market, starting the next Snapchat in her garage, or investing in hot real estate. Shen is now committed to helping people with their finances and realizing their travel dreams.