Inspira Financial

Founding Date

Inspira Financial is a leading provider of health, wealth, retirement, and benefits solutions that strengthen and simplify the health and wealth journey. The company focuses on providing financial wellness solutions in the financial services industry. Inspira unifies a diverse portfolio of technology-enabled solutions under a single purpose-driven brand focused on enriching lives and providing better outcomes for all. With more than 7 million clients, representing over $62 billion in assets, the company works with thousands of employers, plan sponsors, recordkeepers, TPAs, and other institutional partners - helping the people they care about plan, save, and invest for a brighter future. In 2024, Millennium Trust Company and PayFlex have rebranded as Inspira Financial to become your devoted partner for health, wealth, retirement, and benefits.


  • Inspira Financial is a leading technology-enabled administrator of health, wealth and retirement services.

  • Inspira offers a growing number of solutions to strengthen and simplify the health and wealth journey.

  • The firm provides the resources and intuitive products businesses need to promote employees' health and financial wellness, while also simplifying workloads and reducing friction for institutional partners and employers.


  • 7M Individual and institutional clients

  • $62B Traditional and alternative assets under custody

  • $25B Fund assets under custody

  • 20+ Years pioneering health and wealth solutions

  • 45K Unique alternative assets under custody


For Individuals

  • Retirement & Wealth. Explore your options to grow your portfolio and plan for the retirement you want, with self-directed IRAs, 1031 exchanges, and more.

  • Health & Benefits. Get more from your employer benefits to boost your personal and financial well-being. Learn about health savings accounts, emergency savings funds, and more. 

For Businesses

  • Retirement & Wealth. Build better outcomes for you and the people who count on you — for the long-term. 

  • Health & Benefits. Champion the people who bring their best to your business every day. Learn about HSAs, FSAs, commuter benefits, and more.