Mike Cagney
Mike Cagney is the Co-Founder and CEO of Figure, a leading fintech company transforming the financial services industry through blockchain technology, artificial intelligence, and advanced data analytics. Under his leadership, Figure has become a pioneer in home equity lending, mortgage refinancing, student loan refinancing, and personal loans, building a reputation for speed, transparency, and efficiency. Recognized as one of the most influential entrepreneurs in fintech, Cagney previously co-founded and served as CEO of SoFi, where he was regarded as the firm’s chief evangelist and scaled it into a multi-billion-dollar enterprise. Before entering the startup space, he was Senior Vice President and Head Trader for the proprietary trading and financial products group at Wells Fargo, gaining extensive experience in banking, capital markets, and risk management. Today, Cagney is widely regarded as a visionary leader driving innovation at the intersection of finance and technology.
Mike Cagney Professional Experience / Academic History
Professional Experience
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Co-Founder and CEO
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Co-Founder and CEO
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Senior Vice President and Head of Proprietary Trading
Academic History
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M.S., Management, Sloan Fellow
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M.S., Applied Economics
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B.A., Economics
FIGURE
Under Mike Cagney’s leadership, Figure has become a leading force in fintech, leveraging blockchain technology to streamline lending and asset management.
The company raised over $225 million in funding in 2019 and, by 2020, had already funded more than $1 billion in loans.
To date, Figure has helped over 50,000 households nationwide, unlocking more than $3 billion in home equity and loan solutions for its members.
Recognized as a disruptor in financial technology, Figure has earned spots on Forbes’ Blockchain 50, America’s Best Startup Employers, and The Tech Tribune’s Best Tech Startups list in 2021.
SOFI
Prior to Figure, Cagney co-founded SoFi, where he served as Chief Evangelist and spearheaded corporate strategy and growth.
Under his guidance, SoFi became one of the world’s fastest-growing fintech companies, ranking on CNBC’s Disruptor 50 and joining the rare group of firms to successfully raise a billion-dollar funding round.
His leadership helped establish SoFi as a household name in digital lending and personal finance.
EARLY CAREER
Beyond Figure and SoFi, Cagney has an extensive track record of building and leading financial innovations.
He is the Founder of Provenance Blockchain, an open-source blockchain designed for financial services.
He also co-founded and managed Cabezon Investment Group, a global macro hedge fund, and served as Non-Executive Chairman of ReFlow.
Earlier, he founded Finaplex, a wealth management software company later acquired by Broadridge Financial Solutions.
His financial career began at Wells Fargo, where he served as Senior Vice President and Head Trader for the proprietary trading and financial products group.
MEDIA & APPEARANCES
Cagney is a frequent speaker at major fintech and blockchain conferences, including The Future of Fintech and TechCrunch Disrupt NY.
His insights and leadership have been featured in top-tier outlets such as Forbes, Bloomberg, Fortune, The Wall Street Journal, The New York Times, Financial Times, Business Insider, and Yahoo! Finance, as well as industry-specific platforms like TechCrunch, CoinDesk, Cointelegraph, and Blockworks.