Michael Clark
Michael Clark is Vice President Global Head of Digital Transformation at Mastercard Data & Services, the professional services arm of Mastercard focused on driving value beyond the transaction. In his role, he drives disruptive innovation, agile principles, and execution of Mastercard's digital vision, in addition to leading digital technology setting and proving future signals in the areas of data, payments, and future commerce for Mastercard and its clients. Clark is a digital innovator, intrapreneur, and one of the world's leading data futurists with over two decades of experience in building and leading high-performance teams to solve the most pressing problems in tech. He is one of the most trusted advisors for numerous FTSE 100 companies and central banks worldwide on how to harness the power of data. Clark is one the Founder of Cohesion 360, an innovation consultancy, where he has helped a wide variety of organizations to deliver innovative solutions to their problems. He is a global keynote speaker and plays a vital role in standards across the globe from GAIA-X to Open Banking APIs for Europe.
Michael Clark Professional Experience / Academic History
Professional Experience
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Vice President Global Head of Digital Transformation
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Vice President, Head of European Innovation and Transformation Business
Academic History
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MIT Sloan Blockchain Technologies: Business Innovation and Application
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Data Strategy: Leveraging Data as a Competitive Advantage
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MIT Sloan Data Monetizatio Strategy: Creating Value Through Data
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Data: Law, Policy and Regulation
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MIT Sloan Organizational Design for Digital Transformation
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CSAIL Artificial Intelligence, Implications of Business Strategy, Artificial Intelligence
MASTERCARD
At Mastercard, Clark is setting technology direction and building digital transformation products.
He cultivates fintech ecosystems to create cutting edge products and works with collaborative innovation teams to shape new propositions for clients.
He is focused on open banking and open data propositions, as well as partnering with startups to shape the Mastercard ecosystem.
He is also focused on harnessing next-gen payments and convergent technologies to create new experiences for clients.
TECH & EXPERTISE
Clark has been operating at the intersection of technology, business and customer throughout his career.
He helps businesses understand, strategize, design, and deliver the next-gen of commerce and engagement across both digital and physical worlds.
He has deep expertise in the design and delivery of innovative digital products and cutting-edge platforms.
He has extensive experience in the areas of Web3, the metaverse, open banking, bank as a services, AI, VR, and emerging technologies.
He sits on various open banking regulatory standards bodies across Europe, helping to design the future of finance and its role in a digital world.
With deep expertise in the design and delivery of innovative digital products and cutting-edge platforms, he has played a key role in open banking and digital strategies for a number of tier one banks.
EARLY CAREER
Clark was Vice President for Global Open Banking Product Manager for Vocalink, where he led the development of Mastercard's first global open Banking API.
He was a Business Partner at Livework Studio and a Strategy and Digital Technology Lead at Nationwide Building Society.
He was a Strategy and Innovation Consultant for Atom Bank and was involved in business and product design at Moven.
Clark was Head of Digital Business Design for Lloyds Banking Group, responsible for the design and rationalization of SME Digital Banking portals.
He was Vice President Head of European Innovation and Transformation Business for JP Morgan, where he built and ran European Business Tech Advisory.
He was a Business Systems Analyst for Bridgend Council, where he was the sole Business Analyst for 51 departments.
He started his career as a CRM Consultant for FD Systems.
MEDIA & APPEARANCES
A highly sought after speaker, he shares his expertise on cutting edge business models.
He has appeared as a guest on Real Vision.