Frances Coppola

Frances Coppola

Formal First Name

Frances Coppola is a well-known writer and commentator on banking, finance and economics. She is a contributor to a wide range of media publications including the Financial Times, CapX, Open Democracy and, the specialist cryptocurrency publication CoinDesk. Frances is the author of The Coppola Comment, a widely read blog in the finance and economics community that has been featured on the Financial Times, City AM, The Economist, The Guardian and a range of online publications. In addition, she is a frequent commentator on financial matters for the BBC. She worked in banking for 17 years as a business analyst and manager, running business and systems projects for RBS, Nat West, HSBC, Midland Bank, and SBC Warburg, among others. Frances has also spoken on monetary policy, finance and economics at conferences in both the UK and Europe, and moderated at FT Alphaville conferences.

Professional Experience

Academic History




  • Her banking experience encompasses retail and investment banking, front office, operations and settlement.

  • Her particular banking area of expertise is financial control and risk management.

  • Most of her work in banks was concerned with IT systems, which are of critical importance in banking.

  • She began her banking career in 1986 when she joined Midland Bank’s Overseas Systems Support department.

  • She designed systems, developed processes and managed projects for Midland Bank both before and after its merger with HSBC.

  • She also designed systems for NatWest, and financial and regulatory reporting systems for BS Group.