Sandy Kaul is an expert on innovative distribution trends and digital distribution at Franklin Templeton, where she serves as Senior Vice President of Digital Assets and Industry Advisory Services. In her role, Sandy provides advisory consulting and thought leadership as part of the Franklin Templeton Institute, delivering actionable intelligence on the future of the investment and wealth management industry, particularly in digital assets and models. She has over 25 years of well-rounded experience and background in driving market-leading research, thought leadership and predictive models centered on the evolution of the investment and wealth management industry. Throughout her career, Sandy has been building macro-level understanding of how the financial services industry evolves and how this evolution affects investor allocations, specific trading strategies, products, operational practices and supporting technologies. Prior to joining Franklin Templeton, she was a Managing Director at Citi, where she launched and built out Citi’s Business Advisory Services practice, a market leading provider of industry thought leadership spanning Citi’s Markets and Global Wealth organizations.
2009 - 2022
2003 - 2005
1999 - 2000
1995 - 1998
1985 - 1995
1980 - 1984
Sandy combines her unique blend of sell-side, buy-side and consulting insight to drive her research and thought leadership.
She champions opportunities to address industry advancements and drive transformation, with a focus on innovation distribution trends and digital disruption.
She delivers strategic insights to inform the firm's decision making on partnerships and investments, including the firm's growing digital asset business.
She addressed key industry trends such as the integration of both active and passive investing techniques.
She was involved in the emergence of beta strategies and solutions, utilization of factor analysis, rise of ESG, and the importance of alpha people.
Sandy began her career at Lehman Brothers, where she was involved in economic modelling and advisory services for speculative and hedge fund participants.
She held positions with Goldman Sachs Asset Management and Commodities Corporations, managing portfolios focused on soft commodities.
She then consulted and led the strategy practice within the financial services division of Scient, a capital markets niche management consulting firm.
She was a Program Manager at JP Morgan, where she led a major change initiative covering both sell-side and buy-side portfolio management.
She was a Partner and Head of Industry Strategy & Research at Detica, formerly M.A. Partners.
MEDIA & APPEARANCES
Sandy has been a frequent speaker at industry events and a widely published author.
She has also appeared as a guest on Real Vision.