Alan Higgins is Managing Director and Chief Investment Officer at Coutts. He is responsible for the management of the company's UK-based discretionary managed portfolios, particularly the UCITS range of Coutts Multi-Asset Funds. Prior to wealth roles, Higgins had an institutional fixed income background, including managing money for sovereign wealth funds and central banks. He has over 25 years of extensive experience in portfolio management, including senior roles in fixed income portfolio management and working for a multi-strategy hedge fund.