A Triple-A Credit Rating (AAA) comes with very low credit risk and indicates the issuer has a strong capacity to repay. It indicates how well an entity – whether that’s a country, company or individual – can pay back the money it has borrowed. AAA is the highest possible rating issued by Fitch Ratings and Standard & Poor's, while Moody's uses the similar "Aaa" lettering. Triple-A credit ratings are viewed as the least likely to default, with a high degree of creditworthiness, and can easily meet financial commitments. Entities with this rating generally have no trouble finding investors.